Credit Building
Every on-time payment made toward the car loan is a positive mark for your credit score
Affordable
Our customers are offered affordable, low down payments to finance a new vehicle.
Trustworthy
Our mission is to help consumers who might not be qualified to lend elsewhere.
What is Buy Here Pay Here?
A buy here pay here dealership is exactly what it sounds like. You can find the perfect vehicle for you, get auto financing that fits your budget, and purchase your vehicle all at one dealership. When you have one trusted source handling every step of your car buying process, you can be sure that your experience will be more efficient and enjoyable. Greg Coats Cars & Trucks offers an extensive selection of used cars, trucks, and SUVs with financing options for every budget range, including those with bad credit scores.
When you choose a buy here pay here such as Greg Coats Cars & Trucks, you won’t be declined due to your bad credit score or not having a credit history. We approve more and offer flexible financing.
How Does Buy Here Pay Here Work?
When you choose to purchase a vehicle from a buy here pay here dealership such as Greg Coats Cars & Trucks, you’ll receive flexible in-house financing that works with your budget. We make the decision on who receives auto financing so you don’t have to worry about a lender rejecting your application due to a low credit score. After you have been approved for a car loan, you’ll be able to choose from our extensive inventory of used cars, trucks, and SUVs of many makes and models. You’ll know exactly what you can afford and what your monthly payments will be before you make a decision. After you select your financing and choose your vehicle, you’ll make your monthly payments directly to the dealership.
When you choose a buy here pay here dealership, we work with you to secure the auto financing you need to get behind the wheel of the perfect vehicle for you.
What is In-House Financing?
At Greg Coats Cars & Trucks we believe that our customers should have the ability to secure the financing they need to get behind the wheel of a vehicle that accommodates their lifestyle. With in-house financing we are able to offer flexible financing for a variety of budgets and credit histories. We understand that the unexpected can occur and there could be many reasons for your low credit score or lack of a credit history. That is why we don’t turn drivers away and instead work with them to create a car loan that works for them.
FAQ
Some might think doing business with a Buy Here Pay Here dealership could harm your credit score. Surprisingly, in-house financing with this type of dealership can do the exact opposite! When credit-challenged borrowers commit to an auto loan through a Buy Here Pay Here dealership, it can actually begin their journey toward credit repair. This process can also allow consumers with no credit history an opportunity to build credit from the ground up. As long as the Buy Here Pay Here dealer is reliable and reports monthly payments to the credit bureaus, every on-time payment made toward the car loan is a positive mark for your credit score. All in all, financing an auto loan at a Buy Here Pay Here dealer can improve your credit!